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Archive for the ‘Uncategorized’ Category

The Phoenix Business Journal’s Forty-Under-40 award

In Uncategorized on March 9, 2010 at 2:52 pm
Jacob Gold was named as one of The Phoenix Business Journal’s Forty-Under-40 award recipients. A full profile of each winner will be in the April 9th edition of the newspaper.

Jacob Gold Appears on “Good Morning Arizona”

In Uncategorized on February 22, 2010 at 9:56 am

Click here if you are interested in hearing Jacob’s interpretation of the new credit card reform act that begins 2/22/2010.

Watch Jacob Gold’s various TV appearances on YouTube.

In Uncategorized on February 16, 2010 at 2:03 pm

Click here to view Jacob’s TV appearances on Youtube. More to follow.

Get out of debt in 2010!

In Uncategorized on January 5, 2010 at 12:42 pm

 With the unemployment rate skyrocketing and the housing market in a slump, getting out of debt is at the top of the list for New Year’s resolutions this year. Jacob Gold, a certified financial planner and president of Jacob Gold and Associates, has some tips to help you do it.

Click below to view video.

http://www.azfamily.com/good-morning-arizona/Get-out-of-debt-in-2010-80711377.html

Top 6 Money Tips for 2010

In Uncategorized on January 4, 2010 at 4:03 pm

Jacob Gold Shared with Channel 3 the Top 6 Money Tips for 2010. Click below to view video.

http://www.azfamily.com/news/consumer/Getting-your-finances-in-order-in-the-new-year-80632187.html

Jacob Gold on Good Morning Arizona

In Uncategorized on November 11, 2009 at 8:43 am

az3_logoClick below to view Jacob’s recent interview with Good Morning Arizona. The topic surrounds the article he worte for NEWSWEEK.

http://www.azfamily.com/good-morning-arizona/Worst-predictions-of-the-decade-69749367.html

NEWSWEEK 20/10 featuring Jacob Gold

In Uncategorized on November 9, 2009 at 11:39 am

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As the first 10 years of the 21st century draw to a close, NEWSWEEK looks back at the decades’ biggest moments. They are calling the piece “NEWSWEEK 20/10″ and contributors include Bill Clinton, Donald Trump, Tom Brokaw, Michael Bloomberg, John McCain and many more.

As crazy as it sounds, last month I was contacted by NEWSWEEK to participate in the piece by writing an article about the worst predictions over the last 10 years. Immediately I thought of Treasury Secretary, Hank Paulson when he stated on May 7, 2008 that “the worst is likely to be behind us”. With that quote in mind, I began writing an article about the “Great Recession” of 2008.

Please feel free to click on the link below if you are interested in reading my article.

http://2010.newsweek.com/top-10/worst-predictions/hank-paulson.html

TIME magazine interviewed and quoted Jacob Gold

In Uncategorized on October 16, 2009 at 10:04 am

1101091026_400Click here to read “Jobless Entrepreneurs Face Tax Minefields” by Janet Morrissey.

Dow Jones Industrials Pass 10,000 for 1st time in a Year

In Uncategorized on October 16, 2009 at 10:01 am

Fox10LogoClick here to view Jacob’s interview on Fox 10.

Jacob Gold appeared on CNBC on 10/8/2009

In Uncategorized on October 9, 2009 at 7:21 am

CNBCClick here to view Jacob Gold’s interview on CNBC.

Larry Winget, 4-time New York Times Best Selling Author, recommends reading my book.

In Uncategorized on October 1, 2009 at 2:33 pm

20090211-larrywinget-250No-Time-For-Tact “If you want solid financial advice that actually works, then this book is for you! It’s a must-read for anyone who wants to be more financially secure.” Larry Winget, New York Times bestselling author

www.larrywinget.com

Dow 10,000: A Morale Boost, But Probably Not Much More

In Uncategorized on September 28, 2009 at 9:57 am

dow_sp_up_300The Dow Jones Industrial Average is chasing its next big benchmark—10,000—a signal to many investors that market has nearly recovered from last year’s meltdown. Click here to read Jeff Cox’s ful article

S&P to Reach 1,130 by Year-End: Strategist

In Uncategorized on September 22, 2009 at 4:42 pm

Two bullish strategists Frederic Dickson, chief market strategist at D.A. Davidson & Co. and Ted Parrish, co-portfolio manager at Henssler Equity Fund said they expect markets to go higher by year-end. Click here to read the entire article.

‘Barney Fife’ Stock Market Is Ready For a Pullback: Gross

In Uncategorized on September 21, 2009 at 10:48 am

don_knotts_barney_200Stocks have gone too far too fast and are due for a retreat in an economy that will grow slowly, Pimco’s Bill Gross said on CNBC. Click here for full article.

The Financial Crisis: This Day—September, 2008

In Uncategorized on September 15, 2009 at 4:59 pm

FS_This_Day_1YA_1Unlike the stock market crash of 20 years ago, the drama of the US financial crisis of 2008 lasted for weeks, not days, and the brooding stress and compounded uncertainty of each passing day took months to dissipate. Read the entire article from CNBC by clicking here.

Consumer Sentiment Rises, Easily Topping Expectations

In Uncategorized on September 11, 2009 at 8:00 am

shopping_bagsU.S. consumer sentiment rose in early September to the strongest in three months with growing expectations the economy will improve, a survey showed Friday. Click here to read the entire article by Reuters.

The Road to Recovery

In Uncategorized on September 9, 2009 at 12:48 pm

road-to-recovery-largeThe website www.dshort.com produces a daily chart on the “Road to Recovery”. Click here to learn more about it and to see their recent updated chart. Very interesting stuff!!

Financial Intelligence Book Signing Events.

In Uncategorized on September 8, 2009 at 1:09 pm

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borders

 

 

 

 

Please join us for one of the following events.

 

Barnes & Noble

Tuesday, September 15th from 7-9 PM

Pima and Shea Store

10500 N. 90th Street

Scottsdale, AZ 85258

480-391-0048

 

 Borders

Saturday, September 26th from 1-3 PM

The Scottsdale Waterfront Store

7135 E. Camelback Rd.
Scottsdale, AZ 85251

480-423-0700

 

 Barnes & Noble

Saturday, October 10th from 1-3 PM

The Kierland Commons Store

7030 E Greenway Parkway Ste 150
Scottsdale, AZ 85254
480-948-8551

This Day – One Year Ago. Sept. 3, 2008

In Uncategorized on September 3, 2009 at 3:11 pm

FS_This_Day_1YA_1Click here to read what happened a year ago today. It was the day of “False Hope”.

Jacob Gold is quoted in today’s WSJ

In Uncategorized on September 2, 2009 at 10:42 am

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Click here to read “Stop Me Before I Spend” by Kelly Spors.

After Staying Put in ‘08 Selloff, Investors Chart New Strategy

In Uncategorized on September 1, 2009 at 1:09 pm

angry_inverstorWith the market debacle of September 2008 still a fresh memory, many investors are wondering if they should do things differently now that stocks are facing another potential selloff. Read Jeff Cox’s entire article by clicking here.

Financial Intelligence is reviewed in the New York Times

In Uncategorized on August 29, 2009 at 12:40 pm

ny-times-logo_250Click here to read the review.

Jacob Gold appeared on Fox Business

In Uncategorized on August 24, 2009 at 3:39 pm

fox-business-logoClick here to view Jacob Gold’s advice on how to crawl your way out of credit card debt.

Front page of the Los Angeles Times.

In Uncategorized on August 21, 2009 at 9:02 am

losangelestimesOn August 19th, Jacob Gold was quoted on the front page of Los Angeles Times in the article, ” Credit card isuers boost rates ahead of tougher rules”. Click here to read the article.

ABC NEWS Interview

In Uncategorized on August 20, 2009 at 10:01 am

logo_abcnewsJacob appeared on ABC NEWS on August 19, 2009. Click here to view the video clip.

Triple-U or Square-Root Sign? The Recovery’s Taking Shape

In Uncategorized on August 18, 2009 at 8:48 am

chart_alphabet_1There’s no doubt the recession is winding down. The hot question now is, what shape will the recovery be? Read Cindy Perman’s entire article by clicking here.

An Economic Recovery That Whimpers

In Uncategorized on August 17, 2009 at 9:39 am

200559944-001Economists typically say every recession is different in its own way, but recoveries are all alike, namely that they are driven by the housing sector and consumer spending. Read Albert Bozzo’s full story by clicking here.

Stock Market Has Gotten ‘Overly Optimistic’: El-Erian

In Uncategorized on August 14, 2009 at 7:24 am

42-16341904The stock market has gotten ahead of reality, Pimco’s Mohamed El-Erian told CNBC Friday. Click here to read the entire article by CNBC.com.

The Money Anwsers Show with Jordan Goodman

In Uncategorized on August 12, 2009 at 2:04 pm

Jordan_GoodmanOn Monday, August 10, 2009, Jacob Gold was the special guest on The Money Anwsers Show. The entire hour was devoted to Financial Inetlligence. Click hear to listen to the 8/10/2009 show.

Should You Carry a Mortgage into Retirement?

In Uncategorized on August 12, 2009 at 8:57 am

usn_logoThis is a great article from U.S News & World Report that quotes me and plugs Financial Intelligence several times.  Click here for entire article by Emily Brandon.

The Big Biz Show (August 6,2009)

In Uncategorized on August 6, 2009 at 9:19 am

logoListen  to Jacob Gold on the Big Biz Show.

Click here to hear the audio feed.

The Arizona Republic

In Uncategorized on August 6, 2009 at 8:59 am

Very quickly, I wanted to inform you that the Arizona Republic did a nice piece on Financial Intelligence in today’s paper.

 If you are interested in reading it, click on the link below.

 http://www.azcentral.com/community/scottsdale/articles/2009/08/05/20090805sr-bizbooks0806.html

Enjoy,

Jacob Gold

Four Common Sense Tips

In Uncategorized on July 31, 2009 at 10:01 pm

Author and Certified Financial Planner™, Jacob Gold, has

four common sense tips that can help individuals through an economic meltdown.

1.      Reduce your homeowner’s insurance policy

Most, if not all, homes in the U.S. have lost value over the last 18 months.  A simple and easy way to slightly reduce your monthly outflow is to lower your homeowner’s insurance policy to reflect the decline in the replacement cost of your home.  You very well could still be paying your homeowner’s policy on a value much higher than your home is currently worth.  Give your insurance agent a call and it could be possible to start saving without having to sacrifice anything.

 2.      Manage your cash flow appropriately

Normally when someone thinks of a budget they automatically think that they are going to have to restructure their spending and give up something.  That does not always have to be the case.  I suggest that people get their arms around their fixed and discretionary expenses by using a personal finance software program.  Quicken and Microsoft Money both are inexpensive and do a great job.  Initially you do not need to set parameters for your spending, just track every dollar for a few months and then start to corral your areas of weakness.  Just like a fad diet, if it is too difficult, people will abandon it and in some cases end up worse than they originally started.  Successfully managing your cash flow is a lost art, but can truly be a beneficial factor in your family’s financial stability.

 3.      Rid yourself of credit card debt

Over the last 10 years the spending of Americans has gotten out of control.  In many cases people financed a lavish lifestyle through the use of credit cards and equity from their homes.  Today the roosters have come home to roost and in most cases no additional credit is being allowed.  Therefore not only are Americans needing to cut back on their spending because they no longer have available credit but now they have to come up with a strategy to pay off their credit card debt.  Credit card interest rates can be astonishing and people need to design a way to pay them off as quickly as possible.  Do not think about any other investment in real estate, bonds or stocks until that debt is paid off.  There is one exception to that rule and I will discuss that in the fourth common sense tip below.  Realize that it may take years to pay off the debt but it must be done.  Pay more than just the minimum payment and going forward, never put anything on your credit card that you cannot pay off in full that month.

 4.      Investing up to the match in your 401-k

If your company offers a 401-k with a match, you should at least max out the match.  For example, say XYZ Company offers a dollar-for-dollar match up to 3% of your pay.  Assuming your salary is $50,000 per year, if you contribute $1,500 (3% of pay), the company will give you $1,500 in the form of a match.  This is free money as long as you become fully vested.  If you have credit card debt, invest only up to the match and apply everything else you would have invested in the 401-k to pay down your credit card debt.

 These are four simple common sense tips individuals should live by.  In the book, Financial Intelligence; Getting Back to Basics After an Economic Meltdown, Jacob Gold educates his readers on how to become financially independent through the use of proper money management skills.

 Financial Intelligence; Getting Back to Basics After and Economic Meltdown is now available in all major bookstores.

 For an interview with Jacob Gold, please contact his publicist, Marty Matyas, at 480-998-4653 or e-mail her at mmatyas@jacobgold.com.

GDP and stimulus charts via www.money.com

In Uncategorized on July 31, 2009 at 12:25 pm

GDP_homepage

Economy Shrinks Modestly, But Consumption Falls

In Uncategorized on July 31, 2009 at 9:59 am

economyThe U.S. economy contracted at a slower-than-expected pace in the second quarter, government data showed on Friday, but a sharp drop in consumer spending fanned fears that recovery would be sluggish. Read the full story by Reuters

Enjoy,

Jacob Gold

GDP Is Expected to Fall Again, But ‘The Nosedive Is Over’

In Uncategorized on July 30, 2009 at 4:13 pm

car_factory_workersFriday’s GDP report is expected to show the economy shrank further in the second quarter, but many economists believe the data will also signal that the recession has finally hit bottom. Click here for the entire article by Albert Bozzo

Mortgage rates hold steady

In Uncategorized on July 30, 2009 at 11:55 am

images3As investors try to assess the pace of economic recovery, interest rates are not moving much – and aren’t expected to in the near term. Click here to read the entire article by Catherine Clifford.

Enjoy,

Jacob Gold

US May Home Prices Up, First Increase in 3 Years

In Uncategorized on July 28, 2009 at 8:31 am

suburbs_californiaU.S. single-family home prices rose in May from April, the first monthly increase in nearly three years, suggesting prices may be stabilizing, according to Standard & Poor’s/Case Shiller home price indexes Tuesday.

Read the entire article from Reuters

Enjoy,

Jacob Gold

New-Home Sales Jump by 11%, Largest Monthly Rise in 9 Years

In Uncategorized on July 27, 2009 at 9:40 am

new_home_sales_smallNew U.S. home sales rose by the largest amount in more than eight years last month, in another sign the housing market is finally bouncing back from the worst downturn in decades.

Click here to read the entire article by Associated Press.

Today’s WSJ states: The Economy Has Hit Bottom

In Uncategorized on July 24, 2009 at 7:38 am

ED-AJ899_Blinde_D_20090723133501By ALAN S. BLINDER , professor of economics at Princeton University

How’s the economy, you ask? I have the proverbial good news and bad news, but in this case, they’re exactly the same: The U.S. economy appears to be hitting bottom.

This is a must read, click here to read it.

Hope you enjoyed this,

Jacob Gold

Warren Buffett to CNBC: Invest in Stocks Even At Dow 9000

In Uncategorized on July 24, 2009 at 6:49 am

imagesWarren Buffett tells CNBC that the economy still isn’t showing any signs of life but that doesn’t mean investors should stay away from stocks for the long-term. Read the great article from CNBC here.

Enjoy,

Jacob Gold

How long can the rally last?

In Uncategorized on July 24, 2009 at 6:26 am

SuperStock_608-3306Market watchers predict a pullback as stocks fall back in line. But after that, the bulls may be back in town. Click here for this must read by Fortune Magazine.

Why you won’t like the recovery

In finance on July 24, 2009 at 6:15 am

DC_taxshelter_120Many Americans have felt the pain of recession — and have pay cuts or fruitless job searches to prove it. Evidence of the recovery, unfortunately, likely won’t be as tangible. Read Catherine Holahan full story here.

Enjoy,

Jacob Gold

Dow at 8-month high

In Uncategorized on July 23, 2009 at 1:17 pm

imagesBetter-than-expected results from corporations fire up a big rally on Wall Street, lifting the blue-chip average back above 9,000. Read Alexandra Twin’s full story

Enjoy,

Jacob Gold

Letter of Introduction by Jacob Gold

In Uncategorized on July 22, 2009 at 2:06 pm

n582473198_4090Final cover jpegFirst, I feel that it is important to thank you for visiting my blog. There are a lot of financial blogs that exist and I am honored that you took the time today to visit mine. My hope is that you visit often and you tell others about it. I will always do my best to update it as often as I can and keep it precise and to the point.

 The purpose of this blog is really two fold.

 The first without question is to promote my book, Financial Intelligence: Getting Back to Basics after an Economic Meltdown.

 The second is the true desire to continue to educate people when it comes to money management. As a Wealth Advisor, it is my job to constantly conduct research on the overall economy in order to properly navigate my clients’ portfolios.  In the mounds of reading and research I do on a daily basis, I usually come across a few things that are interesting and worth enough to post to the blog.

 The goal is not to share my personal economic or political opinions; it is to present both sides to every issue in a straight forward manner so you can form your own opinion.

 Thanks again for visiting us here at Jacob Gold Books and we hope you return soon.

 Sincerely,

 Jacob Gold, CFP®

Jacob Gold will appear on KTVK 3TV again this Sunday, July 26th at 9:10 AM

In Uncategorized on July 21, 2009 at 2:07 pm

spacerimagesEarly this morning, I had the great pleasure of being interviewed by Scott Pasmore of KTVK. This was the fourth time at KTVK and each experience has been lovely.

KTVK has been gracious enough to invite me back again this Sunday at 9:10 AM for another interview about Financial Intelligence.

Thanks KTVK for all your support!

Pictures from Jacob Gold’s Book Signing Event

In Uncategorized on July 20, 2009 at 5:15 pm

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Where Are We Now? Five Point Summary

In Uncategorized on July 16, 2009 at 10:31 am

1. Financial markets have stabilized – largely because people believe that the government will not allow Citigroup to fail.  We have effectively nationalized any banking system losses, but we’ll let bank executives enjoy the full benefits of the upside.  How much shareholders participate remains to be seen; there will be no effective reining in of insider compensation (my version; Joe Nocera’s view).  For more on how we got here, see the Frontline documentary that airs on Tuesday and Paul Solman’s explainer wrap up.

2. The real economy begins to bottom out, although unemployment will not peak for a while and could stay high for several years.  Longer term growth prospects remain uncertain – has consumer behavior really changed; if finance doesn’t drive growth, what will; is the budget deficit under control or not (note: most of the guarantees extended to banks and other financial institutions are not scored in the budget)?

3.  More broadly, there is sophisticated window dressing in the pipeline but no real reform on any issue central to (a) how the banking system operates, or (b) more broadly, how hubris in finance led us into this crisis.  The financial sector lobbies appear stronger than ever.  The administration ducked the early fights that set the tone (credit cards, bankruptcy, even cap and trade); it’s hard to see them making much progress on anything – with the possible exception of healthcare.

4. The consensus from conventional macroeconomics is that there can’t be significant inflation with unemployment so high, and the Fed will not tighten before late 2010.  The financial markets beg to differ – presumably worrying, in part, about easy credit leading to dollar depreciation, higher import prices, and potential commodity price inflation worldwide.  In all recent showdowns with standard macro models recently, the markets’ view of reality has prevailed.  My advice: pay close attention to oil prices. 

5. Emerging markets are increasingly viewed as having “decoupled” from the US/European malaise.  This idea was wrong in early 2008, when it gained consensus status; this time around, it is probably setting us up for a new bubble – based on a “carry trade” that now runs out of the US.  The ”appetite for risk” among investors is up sharply.  The G7/G8/G20 is back to being irrelevant or merely cheerleaders for the financial sector.

Comments welcome.

By Simon Johnson

http://baselinescenario.com/2009/06/13/where-are-we-now-five-point-summary/

Fed Sees Economy Improving But Joblessness at Over 10%

In Uncategorized on July 15, 2009 at 12:32 pm

6a00d8341bf7f753ef00e553ea957b8834-800wiThe Federal Reserve expects the economy this year will sink at a slower pace than it previously thought, but that unemployment will top 10 percent, according to a forecast contained in the latest Fed minutes. Read CNBC.com’s article

Enjoy,

Jacob Gold

Book Release Party

In Uncategorized on July 15, 2009 at 10:32 am

Sterling & Ross PublishersLast night we celebrated the release of Financial Intelligence at Mastro’s City Hall Steakhouse in Scottsdale, Arizona.

This was a night that I had been looking forward to for 2.5 years and was so honored that clients, friends and the media were able to celebrate the completion of the book with an amazing party.

It was the highlight of my career when my son Kelly decided to join me at the table to sign books. Each person got a customized blurb in their book by me plus an adorable autograph by my son. It was a moment that I will cherish forever.

Our photographer will be providing me with photos of the event and I will post them to this website as they come in.

Thanks again for your interest in Financial Intelligence and let’s hope the book becomes a Best Seller!

Sincerely,

Jacob Gold

Factories Begining to Recover, While Inflation Remains Tame

In Uncategorized on July 15, 2009 at 10:12 am

manufacturing_new3

US industrial output declined at a slower pace in June and a key regional U.S. factory survey posted its strongest reading in a year this month, suggesting the recession was loosening its grip.Read Reuters article

Enjoy,

Jacob Gold

Will Bernanke be reappointed?

In Uncategorized on July 10, 2009 at 1:49 pm

Ben-Bernanke-Money--35914The July Blue Chip survey of professional economists found an 80 percent likelihood that Bernanke will be asked to stay on for another four years when his current term at the head of the U.S. central bank expires on Jan. 31, 2010.

Read the article from Reuters.

Enjoy,

Jacob Gold

Fewer than expected file for unemployment

In Uncategorized on July 9, 2009 at 11:17 am

unemployment-main_FullLabor Department says first time jobless claims fell by 52,000 last week to 565,000. But continuing claims rose to another record high.

Read the article at CNNMONEY.COM

Enjoy,

Jacob Gold

Do we need another stimulus?

In Uncategorized on July 9, 2009 at 11:09 am

chart_stimulus_pie

 

Martin Baily, chairman of the Council of Economic Advisers during the Clinton administration (1999–2001), says no to another stimulus.

Read Fortune magazine’s article.

Another Stimulus? No, unless the economy worsens.

Enjoy,

Jacob Gold

Is it time for a change?

In Uncategorized on July 8, 2009 at 5:11 pm

070_wor_expertadvice

Several recent surveys suggest that between 40 and 80 percent of high net worth individuals plan on changing advisors because of the severity of their losses.

Read Worth magazine’s article,  Is it time for a change?

Enjoy,

Jacob Gold

Power of Stimulus Slow to Take Hold

In Uncategorized on July 8, 2009 at 9:18 am

obama1The Washington Post explains how Obama’s stimulus package has had a slow start to help the economy.

Power of Stimulus slow to take hold

Enjoy,

Jacob Gold

Unemployment Update

In Uncategorized on July 8, 2009 at 9:10 am

stimulus effectsGreg Mankiw, an economics professor at Harvard, has put together his thoughts on the current unemployment issue.

Greg Mankiw’s thoughts on Unemployement

Enjoy,

Jacob Gold

Dumbest Moments in Business 2009… midyear edition

In Uncategorized on July 7, 2009 at 2:24 pm

chart_investors_3Fortune Magazine put together an entertaining list of the 17 dumbest business moments during the first six months of 2009.

Enjoy!

Dumbest Moments in Business 2009…midyear edition

Enjoy,

Jacob Gold

How does your net worth stack up?

In Uncategorized on July 7, 2009 at 12:54 pm

net-worth-1It is my opinion that everyone should know what their net worth is. There are many ways to  quantify your personal financial situation but few do a better job than the simple, assets minus liability calculation.

The following article will help you  find out  if you are on track financially compared to others your age.

How does your net worth stack up?

Enjoy,

Jacob Gold

Could China Save Our Economy?

In Uncategorized on July 7, 2009 at 12:35 pm

chinaCheck out this article from Money Magazine that quantifies the possible positive impact that China could have on the USA economy if their savings rate were to go down? Is that likely?

Get ready for an Asian spending wave

TAKE SIX with Jacob Gold, author of Financial Intelligence. Part six

In Uncategorized on June 24, 2009 at 2:41 pm

JacobGold_401

You discuss many aspects of financial planning, such as investments, monitoring cash flow, and debt management. However, much of the discussion seems to revolve around retirement. Can people who haven’t yet started planning for their retirement find your book useful?

      They should be planning! As I say in the book, many people spend more time planning their summer vacation than they do planning their retirement. If you equate life expectancy to 90 years, and you retire at age 60, you will need funds to satisfy the last third of your lifetime. The only trouble is you will have to earn enough money during the second third (30 years) to fund the middle and latter thirds of your lifetime (60 years)! My book focuses on the steps to achieving financial independence. Planning for retirement is a big part of that achievement.

TAKE SIX with Jacob Gold, author of Financial Intelligence. Part five

In Uncategorized on June 23, 2009 at 5:49 pm

Jacob Headshot

You are a third-generation financial advisor. Has this had an impact on how you wrote Financial Intelligence?

Both my grandfather, Everett Gold, and father, Bill Gold, were financial advisors; you could say it is in my blood. I have been bred to do what I do, but I realize that many people did not learn about money management by going to their father’s office as early as age thirteen. I was fortunate to be able to get an early start on my knowledge of finances. But it’s never too late to begin the learning process by starting with the basics. I want to encourage my readers to begin their journey toward financial intelligence so that they can make sound, educated decisions.

TAKE SIX with Jacob Gold, author of Financial Intelligence. Part four

In Uncategorized on June 22, 2009 at 11:50 am

JacobGold_277

What makes your perspective unique and different from other financial authors?

 

I personally feel that all financial education can be helpful, but it is not all created equal. Suze Orman and Dave Ramsey are knowledgeable people, but they are not in the trenches like I am. I practice what I preach and implement the strategies I talk about in my book. My company, Jacob Gold & Associates, Inc., manages the wealth for some of America’s most affluent families and major corporations. Neither Suze nor Dave manage money outside of their own investments. This is why my perspective is real and helpful.

TAKE SIX with Jacob Gold, author of Financial Intelligence. Part three

In Uncategorized on June 19, 2009 at 8:36 am

Book cover imageThe state of the economy has left no one unaffected. Americans of every lifestyle and income have felt the impact of this latest downturn. What audience are you trying to reach with this book?

            Financial Intelligence is for readers of every financial status, of any income. My book is all-inclusive. I have included charts and graphs for the reader to fill in with their own information. One of the first is simply a quick evaluation of where you and your finances are currently in “The Game of Life.” Through this short “yes/no/not sure” quiz, you can clearly see what changes to make to better your financial plan. The “Cash Flow Statement” asks you to fill in your monthly and annual income and expenses for increased awareness of how those amounts compare. Take the “Life Insurance Need Work Sheet” as another example. By completing the worksheet and the one-step calculation, I can help you to estimate your life insurance needs.  Anyone can and should use this type of record. Because I believe that Financial Intelligence can help all types of financial situations, I want to reach as many readers as possible so that they can use it is a guide or handbook. Therefore, the book is in paperback, is easy to read, and includes worksheets, a timeline of 2008 and a glossary

Sterling & Ross Publishers at the 2009 BEA

In Uncategorized on June 19, 2009 at 8:34 am

Press Release for Financial Intelligence

In Uncategorized on June 18, 2009 at 9:25 am

Nationally Ranked Wealth Manager releases bookFinancial Intelligence;

Getting Back to Basics after an Economic Meltdown

 FOR IMMEDIATE RELEASE

SCOTTSDALE, Ariz. /June 2009 – The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched. Seemingly overnight, the financial landscape has undergone seismic changes that have opened up all kinds of questions about things that used to seem so certain: Are your savings safe? Should your retirement fund be invested in the stock market?

In his new book, Financial Intelligence; Getting Back to Basics after an Economic Meltdown (Sterling & Ross), Jacob Gold delivers honest, straightforward guidance that will help you adapt to the new economic reality of today and place you on the path to a sound financial future.

“I believe knowledge is power and the more people know about the financial world the more confident they can be about their future.” said author and Certified Financial Planner, Jacob Gold.

According to Gold, “You would think that with the abundance of readily available financial information, people would know which path to take with their money. In reality, the exact opposite is the case. People become overwhelmed with conflicting opinions and begin to contradict themselves, especially when we are living in the worst economic landscape since the Great Depression. I wrote this book so people could have a guiding light through the financial noise that surrounds us. Financial Intelligence introduces the basic building blocks to a successful retirement and estate plan so people can rely less on emotion and more on historical trends.”

Praise from Russ Wiles at the Arizona Republic

“Novices seeking to raise their financial awareness can do so with this book. Gold laces common-sense tips into a quick-read format. He covers the highlights of personal money management, starting with debt, cash-flow and insurance issues, and then progressing to investing, retirement and tax concerns.”

Praise from John Eckberg at the Cincinnati Enquier and author of The Success Effect

“A valuable resource in these uncertain times.”

Learn more about Financial Intelligence at http://jacobgoldbooks.com/

About Jacob Gold and Associates
The mission of Jacob Gold & Associates, Inc. is to serve the financial needs of affluent individuals and corporations with integrated solutions tailored to meet their lifestyle goals.

About Jacob Gold 
As a third generation wealth manager, a Certified Financial Planner, and a regular provider of market related commentary to some of the largest media venues; Jacob Gold is one of the nation’s most respected leaders in the world of wealth management. Jacob is a consummate professional in the area of money management and asset allocation, he has been featured in top publications such as the Wall Street Journal, Money Magazine, Forbes, the Chicago Tribune, Worth Magazine, and on the global television network, CNBC.

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Media Contact: Sheryl Bettencourt

Phone: 480-241-4455 / Sheryl_Bettencourt@yahoo.com

TAKE SIX with Jacob Gold, author of Financial Intelligence. Part two

In Uncategorized on June 18, 2009 at 9:14 am

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Because of the downturn that 2008 brought to the American economy, people are interested in the financial world, especially in being advised, more than ever. What does your book share with its readers that they have not read already?

It is true, over the last 12 months people have been inundated with a plethora of financial opinions. So much in fact that people have quickly become confused on what they should be doing with their own personal savings. They ask themselves if their best financial move should be selling stocks, buying bonds or holding on tight to their existing investments. To be honest, it all depends on your time horizon and risk tolerance; every person is different. Financial Intelligence helps its readers understand the pros and cons of all scenarios by analyzing historical recessions and trends.

Bookcover for Financial Intelligence

In Uncategorized on June 3, 2009 at 2:50 pm

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Review from Russ Wiles of the Arizona Republic

In Uncategorized on June 3, 2009 at 2:40 pm

Arizona Republic“Novices seeking to raise their financial awareness can do so with this book. Gold laces common-sense tips into a quick-read format. He covers the highlights of personal money management, starting with debt, cash-flow and insurance issues, then progressing to investing, retirement and tax concerns.”

 

Russ Wiles

Personal finance writer

The Arizona Republic

Another CNBC interview with Jacob Gold

In Uncategorized on June 3, 2009 at 2:19 pm

Jacob Gold on the television network CNBC

In Uncategorized on June 3, 2009 at 2:17 pm

Jacob Gold at BEA

In Uncategorized on June 1, 2009 at 4:00 pm

john-jacob-3On May 29th, 2009, Jacob Gold spoke at the  Book Expo America publishing event about the global economic climate.

Boomer Market Advisor Magazine named Jacob Gold as one of the three finalists for the “Advisor of the Year” award.

In Uncategorized on April 21, 2009 at 9:53 am

Jacob Gold & Associates, Inc.Jacob Gold
Jacob Gold & Associates, Inc.

Gold’s enthusiasm is infectious, and it’s hard not to get on board. It could be the exuberance of youth, since he’s barely into his third decade, and already well past the $100 million AUM mark. He recognized the need for education and experience early, and received his CFP at age 24. Worth Magazine recognized Gold as one of America’s top 250 wealth advisors in 2008, and CNBC regularly calls for his expertise. All well and good, but what, specifically, is he doing to aid his baby boomer clients?

“Monthly cash flow, net worth analysis, debt management, 1099 evaluation, insurance coverage, pension options, business succession planning and estate planning documents are all explored in order to correctly address all longevity and income issues. Once we have correctly assessed the financial strengths and weaknesses of the estate, a plan of capital preservation and long term capital growth are discussed. After several visits and hours analysis, the plan is agreed on and then implemented.”